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Personal loans, compared clearly

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SoFi

Best for Strong-credit borrowers

9.4 Editorial score

Broad loan amounts and member benefits

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3

Upstart

Best for Thin credit histories

8.9 Editorial score

Looks beyond a traditional credit profile

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THE COST, MADE VISIBLE

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3 yearsHigher monthly payment

Less interest

5 yearsBalanced monthly payment

Middle ground

7 yearsLower monthly payment

More interest
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THE MONEYGRID JOURNAL

Guidance for your next move

Explore our guides
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PERSONAL LOANS

How to compare personal loans without hurting your credit

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STUDENT LOANS

Private student loans: what to check before you borrow

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03
BORROWING BASICS

APR vs. interest rate: the difference that changes your cost

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