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Our standardsHow We Review Financial Products
The factors we examine, how we verify information, and how commercial relationships are kept separate from editorial judgment.
Dennis K.Contributing Editor
Reviewed by Eric H.Financial Content Reviewer
What we evaluate
Our reviews consider potential cost, fees, loan ranges, repayment flexibility, eligibility, customer experience, transparency, and borrower protections. The weight of each factor varies by product category.
How rankings work
Rankings combine our category rubric with the needs of the intended borrower. A high score does not mean a product is best for everyone. Sponsored relationships may influence placement, and sponsored links are identified.
Verification
We use publicly available provider information and periodically revisit commercial pages. The lender’s own disclosures and your final loan agreement always control.
Effective September 11, 2026